We are an independent insurance & financial planning firm with a sharp focus on helping our clients reach their financial goals.
Our Principles
SIMPLICITY: Planning your financial success involves many components. Understand the big picture can significantly simplify your life and help you focus.
TRANSPARENCY and INTEGRITY: Step by step financial planning process explained so you know exactly what to expect. Committing to our clients’ financial goals is our working model.
PURPOSE: Focusing on what matters most to you. We provide our financial resources and knowledge to help you achieve your financial objectives, while adhering to your values and purpose.
Stages of Financial Planning
BUILDING FINANCIAL FOUNDATION
Emergency funds, Insurance analysis with life insurance, Health insurance, Disability insurance (or income replacement insurance). Expense and budget analysis.
ACCUMULATING FOR SHORT, MID, and LONG TERM GOALS
Mortgage analysis, College planning/Financial aid, Investment related tax planning, Business and financial planning, 401(k), Individual 401(k), Roth IRA’s, Traditional IRA’s, SEP IRA’s, SIMPLE IRA’s, Annuities (immediate, defered, variables, fixed, equity Index), Mutual funds, Private retirement plans
PREPARING FOR RETIREMENT
Medicare analysis, Business succession planning, Philanthropy, Social security timing strategies, Private Asset management strategies.
RETIRING and LEAVING A LEGACY
Legacy planning, Estate planning, Roles and responsibilities of beneficiaries and heirs, Roth IRAs conversion, Retirement social planning, Long-term care, Insurance analysis.
Our Core Values
Your financial goals are our priority.
We are an independent financial and insurance planning firm. Our strategies and recommendations are unbiased and free from pressure of selling proprietary products.
Our business model focuses on serving our clients with integrity and transparency. We build our clientele organically through words of mouth and long term relationship with our clients.
We committed to financial education. There is a very big gap in financial access among underserved communities, and it is often due to the lack of financial knowledge. We love to work with clients from all walks of life.
We want to give back. Several non-profit initiatives that we want to collaborate with different communities and to embark upon:
- Women initiative
- Visual and digital story telling project
- Nature, hiking and travel trips for work-life balance.
- Children moon festival
- Young Vietnamese Journalist scholarship program
Join us to give back to communities and younger generations.
Our Founder
Titi Mary Tran
License: CA 0G41692
Check the background of this financial professional on FINRA’s BrokerCheck
A bilingual financial professional who speaks, writes and read fluently in English and Vietnamese, Titi Mary Tran has advised individuals and small businesses to navigate through their financial difficulties as well as successes with insurance services since 2005, medicare, investment and retirement strategies since 2016.
There is no lack of online information and advisors to guide you with your financial concerns, but to truly understand and to really solve those concerns take honesty, integrity, technical savvy, grits, awareness of current financial environments and years of experiences. Titi Mary is young enough to keep up with new technology in the financial world and is also mature enough to help you navigate the ups and downs of markets, both long term and short term.
In short, she offers comprehensive financial services collected from the best of both world.
“Every time I help my clients who are at my parent’s age, my siblings’ age, or anyone who just need guidance from a financial professional, I think of my own mom and dad, my sisters and brother, and the underserved community who have embraced me and give me this opportunity to serve. For that, I’m very much appreciated and humble,” Titi said.
A graduate of UCLA and CSULB, Titi is also the eldest daughter of a military officer veteran. She possesses and understands the disciplines and hardworking ethics that an effective leader implements. Most importantly, she strategizes those problem-solving skills with heart, knowledge and an immense respect for hard earn money from her clients.
Currently, Titi is FINRA licensed (series 6 &63), insurance certified (health, life, Medicare, disability) and appointed with various independent insurance companies and a registered representative of Parkland Securities, LLC helping clients from various backgrounds in California.